• EDUCATION

    IRRRL – Interest Rate Reduction Refinance Loan [LOW-INTEREST RATES]

    Qualified VA borrowers have access to one of the most straightforward and powerful refinance options around: the VA IRRRL, also known as a VA streamline refinance. VA Streamline refinances loans are relatively easy and can be completed quickly, due to the fact that homeowners are refinancing from one VA Loan product to another. What is a VA IRRRL (Streamline Refinance)? A VA IRRRL is a mortgage refinance option for Veterans with an existing VA loan. The IRRRL allows homeowners to refinance an existing VA loan to a new VA loan with a lower interest rate or convert a VA loan from an adjustable to fixed-rate. It’s often called a VA…

  • Insurance

    BESTOW Life Insurance Plan 2021-2022

    Bestow overview Bestow sells term life insurance policies online, offering nearly instant coverage to those who qualify. Applicants answer questions on Bestow’s mobile-enabled website, and the company uses data and algorithms to make decisions and set prices. The Dallas-based company launched in 2017 and began selling policies in 2018. It now does business in all states except New York. Bestow life insurance Bestow earned 3.5 stars out of 5 for overall performance. NerdWallet’s ratings are determined by our editorial team. The scoring formula takes into account complaint data from the National Association of Insurance Commissioners and financial strength ratings. Bestow life insurance pros and cons Pros Quick coverage without a…

  • EDUCATION

    HOME EQUITY LINE OF CREDIT (HELOC) RATES IN NOVEMBER 2021-2022

    A home equity line of credit, or HELOC, is a type of home equity loan that allows you to draw funds as you need them and repay the money at a variable interest rate. Because of this, HELOCs are generally best for people who need funds for ongoing home improvement projects or who need more time to pay down existing debt. HELOCs typically have lower interest rates than home equity loans and personal loans; to get the best rates, you’ll have to have a high credit score, a low debt-to-income ratio, and a lot of tappable equity in your home. We strive to help you make smarter financial decisions. While…

  • VISA

    European Golden Visas – How to Get EU Permanent Residence by Investment

    What Is a Golden Visa? A Golden Visa is a citizenship by investment or residency by investment program. It is directed to wealthy foreign nationals who want to acquire residency in a certain country by investing a substantial amount of money or by purchasing a property. If you apply for a Golden Visa, you and your immediate family members (spouse and children) will receive residence permits which can be renewed indefinitely as long as you maintain the investment. In most cases, there is little to no requirement to actually be present in the country that issued the Golden Visa. This means that you do not need to relocate to another…

  • VISA

    ESTA – Electronic System for Travel Authorization

    ESTA is an electronic program that determines the eligibility of visitors to travel to the United States without a visa. It stands for Electronic System for Travel Authorization. ESTA is the main requirement of the Visa Waiver Program, and those who do not have an approved or valid ESTA cannot enter the United States even if they fulfill all the other requirements of the VWP. The US Department of Homeland Security introduced this system in 2009 to make travel more secure and issue authorizations much faster. The ESTA allows its holders to stay in the US for a maximum of 90 days. The ESTA is a document only for temporary stays…

  • Immigration,  VISA

    APEC Business Travel Card Singapore

    The APEC Business Travel Card (ABTC) is a multiple journey visa that grants cardholders the privilege of visa-free entry and expedited immigration clearance through designated ABTC lanes in participating Asia-Pacific Economic Cooperation (APEC) economies. Participating Economies There are currently 21 economies participating in the ABTC scheme. A total of 18 nations are considered full participants of the scheme, granting streamlined travel to ABTC holders. These include: Australia Brunei Darussalam Chile China Chinese Taipei Hong Kong Indonesia Japan Republic of Korea Malaysia Mexico New Zealand Papua New Guinea Peru Philippines Singapore Thailand Vietnam In addition to the above, there are currently 3 countries that have been accepted as transitional members of the scheme,…

  • EDUCATION,  Insurance

    1 Hour Small Payday Loans No Credit Check For Bad Credit In 2021-2022

    Traditional Loan lenders take eternities to approve a loan. Not to mention the tiring paperwork that adds to the stress. But with the advanced technologies, no more running after lenders to get your loan approved in dire times! We’re talking about online money lending platforms. The countless perks of opting for these platforms include hassle-free loan request submission from the comfort of your home, fast transfer of funds, multiple loan offers, no credit check (for 1-hour payday loans), the fixed APR range, free-of-cost service, and much more. In this article, we have compiled a list of reputable and trustworthy loan lending companies that have several potential lenders in their network…

  • Insurance

    Investment Banking Division

    Investment Banking Division is a sector of an investment bank that is responsible for corporate finance and advisory. It is broadly split into two sectors, products and industries. IB Division Explanation The purpose of both Investment Banking Division sectors is to provide advisory on transactions, mergers and acquisitions and to arrange (and sometimes even provide) financing for these transactions. The Investment Banking Division area of banking is the subject of the popular book Monkey Business: Swinging Through the Wall Street Jungle. Investment Banking Division products comprise the following types of deals: Mergers and Acquisitions (M&A) – advisory on sale, merger and purchase of companies Leveraged Finance (LevFin) – lending money to firms to finance acquisitions…

  • Insurance

    Prudential Life Insurance Review

    Founded in 1875, Prudential is a financial services company that offers a range of products, including life insurance, health insurance, annuities, and investment options. Prudential is the fifth largest life insurance company in the country by direct premiums written.1 The company provides customers with term and universal life insurance policies. Whether you need coverage so your loved ones have protection if you pass away or you want a plan that can continue your business after you’re gone, Prudential has options for you. Pros Explained Multiple universal life policies available: Universal life policies are a form of permanent life insurance with flexible premiums and a cash value that can earn interest.…

  • Insurance

    Aviva Insurance Overview

    Aviva Canada Inc., founded in 1999 and headquartered in Markham, Ontario, is a fully owned subsidiary of the UK-based Aviva plc. The company has fast emerged as one of the country’s leading providers of home, auto, lifestyle, and business insurance. To find out the quality of its car insurance, we perused its reviews from experts and customers alike. We also checked how Aviva Insurance ranks in important metrics like customer service and financial stability. Last but not least, we examined its website to discover its full range of coverages and discount programs. Read on to find out how Aviva compares to other top Canadian auto insurers and if it’s a…